4 mistakes when buying real estate in Tyrol and how to avoid them … 🔑✨
- Frick GmbH

- 21. Jan.
- 3 Min. Lesezeit

"For 2026, we expect a continuation of stabilisation and further growing buyer confidence," says Ingmar Schwabl, Managing Director at s REAL Tirol.
Nevertheless, anyone buying now should be well prepared, as pitfalls exist even in a more relaxed market environment.
Mistake 1: Financing Calculated Too Tightly
One of the most common and costly mistakes: Buyers calculate with just the purchase price and forget that around 15% in ancillary costs come on top: property transfer tax (3.5%), registration fees, notary costs, and more. With a purchase price of €400,000, that's an additional €60,000. Money that many don't factor in and that suddenly goes missing from reserves or equity.
How to Avoid This Mistake:
• Calculate from the start with at least 20–25% equity plus ancillary costs.
• Create a realistic household budget (income minus fixed and variable expenses).
• Get multiple financing offers – not just from your main bank.
As a property developer, we offer you transparent cost planning from day one on projects like Neubau Gruberau or the Alpine Chalets: fixed purchase prices and clear payment schedules. On request, we support you in working with regional financing partners and clarifying subsidy options.
Mistake 2: Underestimating Renovation Costs for Older Buildings
Existing properties can be real bargains – provided you're given full transparency about renovation needs. With a 120 m² house, renovation costs can quickly amount to €100,000–€150,000 – money that's often no longer in the budget.
How to Avoid This Mistake:
Take a building surveyor with you to the second viewing. We have years of experience with building renovations – like our project in St. Jakob, which we transformed from an existing building into a modern dream home in just nine months. As master builders and project developers, we accompany you from the initial site assessment through cost calculation to turnkey handover. We know the typical "cost traps" and can provide realistic budgets from the planning phase onward.
Mistake 3: Land Registry Not Checked
The land registry is the "birth certificate" of every property – yet many buyers only glance at it or skip it entirely. Yet it contains crucial information: Are there mortgages, liens, rights-of-way, or building restrictions?
How to Avoid This Mistake:
Get a current land registry extract from the seller. Check whether liens are registered, and consult a notary for unclear entries. In our property developer projects, we, as sellers, handle all legally required preparatory work: you receive a clean, unencumbered property with a clear land registry status. If you're planning an individual building project on an existing plot, we support you from the outset in the land search and inspection phase.
Mistake 4: Ignoring Energy Certificate & Subsidies
2026 makes energy a dual priority: firstly, because of the new EU Building Directive (the energy certificate will gradually be converted to A–G classes from 2026), and secondly, because of significantly reduced federal subsidies alongside improved Tyrolean residential construction subsidies.
What Many Overlook:
• A poor energy certificate (class F or G) means high ongoing costs and lower resale value.
• The 2026 Renovation Initiative funds comprehensive renovations with a maximum of €15,000 – those who plan too late lose money.
• The Tyrolean residential construction subsidy was adjusted from January 1, 2026: higher income limits, more households eligible.
How to Avoid This Mistake:
As a master builder with our own project development, we create a qualified energy certificate from the start for all new construction and renovation projects and plan energy-efficient technology (heat pumps, photovoltaics, and high-quality insulation). For building renovations, we advise you on subsidy strategies (State Tyrol + Federal) to secure the maximum support and save on energy costs in the long term.
Bonus Tip: Assess Location Correctly
Especially in the Kitzbühel Alps area, location makes the difference. Don't just focus on "beautiful views," but also consider:
• Infrastructure: Schools, kindergartens, doctors, and shopping facilities nearby
• Connectivity: Public transport, highway access, distance to workplace
• Leisure Value: Ski areas, lakes, hiking trails – usable twelve months a year
• Price-to-Value Ratio: Places like Fieberbrunn or St. Jakob often offer better value than Kitzbühel-Stadt with virtually identical quality of life.
In brief:
With some preparation, the right experts by your side, and a realistic assessment of your options, all these mistakes can be avoided.
Frick GmbH stands by your side as a reliable partner – whether you move into one of our property developer projects or realise an individual construction or renovation project in the Tyrolean lowlands: as a property developer with concrete projects and as a master builder & project developer for individual ventures in the Tyrolean lowlands.
Bmstr. Raphael Frick
Tel.: +43 650/3450236
E-Mail: raphael@frick-immo.com
Frick GmbH
Am Berg 31/Top 1
A-6391 Fieberbrunn
Sources (as of 21.01.2026): • https://www.top.tirol/news/das-bringt-der-immobilienmarkt-2026
• https://www.hypovbg.at/newsroom/artikel/fehler-bei-finanzierung-koennen-teuer-werden • https://finum.at/baufinanzierung-diese-fehler-sollten-sie-vermeiden/



